Until recently, Javier, a 60-year-old line cook, couldn’t afford a smartphone. But now he has one of Samsung’s high-end smartphones, thanks to a pay-as-you-go model aimed at customers with little or bad credit histories. Javier says he now relies on his device for everything. Once a month, he walks into a mobile phone store near San Francisco and makes a cash payment. If he misses a payment, the phone locks remotely. |